You’re in the right place if you are considering a loan from the Akhuwat Foundation. You can apply online for loans ranging from Rs. 500,000 to Rs: 50 million, all from the comfort of your home. Akhuwat Foundation provides five types of loans: Personal, Student, Wedding, Business, and Car Loans.
In 2024, the Akhuwat Foundation reintroduced its interest-free home loan program. You can borrow amounts between Rs. 100,000 and Rs. 6.5 million. Loans up to Rs. 100,000 are completely interest-free, while loans above that have a minimal 0.001% interest rate, which can be reduced to 0.002% under the home loan scheme. To be eligible, you must be a Pakistani citizen aged between 24-70, living below the poverty line (poverty score under 30), and have a feasible business plan. The program is set to launch in 30 days, and the Akhuwat Foundation guarantees that no fees or payments are required before signing the loan agreement.
Akhuwat Personal Loan 2025
The Akhuwat Foundation provides personal loans of up to 7 crores, with the maximum amount determined by your income, debt-to-income ratio, credit score, and employment status. To qualify, you must be aged between 24 and 60. You can also check your loan status online by visiting the Akhuwat Foundation website or “Hi” to 03472630723 on WhatsApp.
According to recent updates from the Akhuwat Foundation, all the Pakistani citizen with a valid National Identity Card (CNIC) is eligible to apply for this loan. You can visit a nearby Akhuwat branch, call the loan helpline at 03472630723, or apply through the official website. To begin your application, dial 03472630723 from your prepaid number.
| Akhuwat Loan Type | Akhuwat loan amount | Duration of loan | Monthly Installments |
|---|---|---|---|
| Education | 50,000 to 2,00,000 | 06 to 12 Months | 8,334 to 16,670 |
| Marriage | 2,00,000 to 5,00,000 | 12 to 36 Months | 16,670 to 25,500 |
| Buy a New Car | 10,00,000 to 50,00,000 | 12 to 72 Months | 8,333 to 33,334 |
| Agriculture | 1,00,000 to 10,00,000 | 06 to 36 Months | 8,333 to 12,500 |
| Akhuwat Housing Loan | 3,00,000 to 90,00,000 | 12 to 48 Months | 12,500 to 25,500 |
| Emergency Loan | 20,000 to 2,00,000 | 06 to 12 Months | 8,333 to 12,333 |
| Health | 50,000 to 10,00,000 | 12 to 36 Months | 4,500 to 6,333 |
How to Apply for an Akhuwat Loan Online 2025
To apply for an Akhuwat loan online, follow these easy steps:
- Visit the Official Website: Go to the Akhuwat Foundation’s website at www.applyakhuwat.loan
- Register: Sign up with your phone number to complete the registration process in 2 minutes.
- Submit Your Application: Click the “Apply” button to apply for the loan. Once your loan approved, the funds will be directly transferred to your bank given bank account.
Akhuwat Foundation provides quick funding, allowing you to receive your loan the same day you apply. You also have the flexibility to select your preferred funding date, putting you in complete control of the process.
Required Documents for Akhuwat Loan Application
- Selfie: A recent, clear photograph.
- Proof of Identity: CNIC or driver’s license.
- Proof of Address: Passport, rental agreement, or recent utility bills.
- Proof of Income: Any bank statements or salary slips for the last 12 months.
Akhuwat Business Loan 2025
Applying for a Akhuwat business loan is simple and can be easily done online from your office. Akhuwat business loans are designed to meet short-term financial needs swiftly. They are typically approved within 30 minutes with minimal documentation.
Akhuwat Foundation Loan Options for 2025
The Akhuwat Foundation offers a variety of loan programs tailored to different financial needs:
Personal Loans: Akhuwat Personal loan is a simple way to cover your unexpected costs like Gas bills, electricity bills or fixing your home. You can get this loan on easy repayment plans and low-interest rates.
- Home Loans: Borrow up to Rs—50 million for buying, refinancing, or building a home.
- Car Loans: Finance new or used vehicles with competitive rates.
- Education Loans: Support for students pursuing education in Pakistan or abroad.
- Loans Against Property: Use your property as collateral for larger financial needs.
- Special Loan Programs: Customized options for senior citizens, retirees, and government employees.
With an instant business loan, you can get money in 30 minutes. There are no long waits this is very fast and easy. This simple process make you stress-free so you can focus on growing your business. Apply now and get the funds easily.
Akhuwat Foundation Home Loan 2025
The Akhuwat Foundation in Pakistan offers home loans for buying, building, or renovating residential properties. The application process is straightforward, ensuring a fast disbursal of funds, whether for purchasing a new home or undertaking renovations.
Want to buy your dream home? Call the Akhuwat home loan helpline at 03472630723 to apply for a loan of up to Rs. 5 million. All Pakistani citizens and NRIs aged 20 to 60 can apply for this loan. The loan amount depends on how much you can repay and the house’s value. It is affordable, with low yearly interest rates of 0.001% to 0.002%. You can repay this loan in 10 years; the processing fee is only Rs. 4,000. The house you buy will be used as security for the loan. Call now and start your homeownership journey.
Akhuwat Business Loan 2025
The Akhuwat Foundation offers business loans tailored for small and medium-sized enterprises (SMEs). These include the Digital MSME Working Capital Loan, designed to support daily business operations with loans from Rs. 500,000 to Rs. 70 million, reviewed annually. Specialized loans are also available, such as Shop Loans (up to Rs. 50,000), Real Estate Loans (from Rs. 50,000 to Rs. 70 million), and Restaurant Loans (from Rs. 500,000 to Rs. 9.9 million), often without the need for collateral for eligible accounts. Applicants need to provide ID, bank statements, and business details. These business loan have competitive interest rates, from 0.001% to 0.002% per annum.
Akhuwat Wedding Loan 2025
Akhuwat Foundation also offers wedding loans to cover expenses from venue booking to decoration, ensuring perfect wedding day. You can borrow between PKR 500,000 and 6 million, with flexible repayment terms ranging from 10 to 36 months. These unsecured loans require no collateral and are typically disbursed within 24 hours for existing customers. The application process is straightforward and can be done online from your mobile or laptop.
Akhuwat Car Loan 2025
Akhuwat Foundation provides car loan with interest rates starting at 0.001% per annum, offering up to 100% on-road funding to help you purchase your desired car. The loan features flexible repayment terms to suit your financial situation. The loan application process is very simple. Akhuwat also offers pre-approved car loans for new and used vehicles, making it easy to drive away in your dream car without hassle.
How to online Apply for Akhuwat Loan 2025
Applying for a loan with the Akhuwat Foundation is quick and straightforward:
- Website: Visit Akhuwat’s official loan Website (www.applyakhuwat.loan).
- Explore Loan Options: Navigate to the ‘Loans’ section and click on ‘Loans’ to explore the different types of loans available.
- Check Eligibility: Review the eligibility criteria to ensure you qualify for your desier loan.
- Complete the Application: Click ‘Apply Now’ and complete the online form with your details.
- Upload Required Documents: Submit necessary documents, including ID proof, address proof, and income proof.
- Submit Your Application: Double-check your information and submit your application form.
- Await Approval: Akhuwat will review your application and inform you of the outcome.
- Seek Assistance: For help, contact Akhuwat customer service at 03472630723 or visit the nearest branch.
Additional ways to Apply for an Akhuwat Loan Online 2025
As Akhuwat Foundation Chairman Amjad Saqib stated, you can apply for a loan through the Akhuwat official website, by calling the helpline at 03472630723, or by visiting the nearest Akhuwat branch.
Steps to Apply for an Akhuwat Loan
- Choose Your Loan Type: Decide which loan suits your needs and check the eligibility criteria.
- Gather Necessary Documents: Collect documents like ID proof, income proof, and recent bank statements.
- Submit Your Application: Fill out the loan application form online or in person at a branch.
- Receive Approval: Once your application is approved, sign the loan agreement to receive the funds.
For more details or assistance, please call the Akhuwat Foundation head office at 03472630723.
Akhuwat Loan Contact Information
To access Akhuwat Foundation services or receive updates, send ‘Hi’ from your registered WhatsApp number to 03472630723. This allows you to:
- Quickly complete your loan application with simple steps.
- Receive loan details, account statements, capital gain statements, and more.
- Get information on all types of loans.
Registration Methods:
- Send “Akhuwat” via WhatsApp to 03472630723 or by SMS to 03472630723.
- Provide your response (A/B/C/D), age, and gender (M/F/O).
- Alternatively, download or update the AkhuwatLIV App.
Akhuwat Loan Scheme 2025
The Akhuwat Loan Scheme 2025 aims to help low-income families in all over the Pakistan with interest-free loans. You only pay back the money which you borrow. There is not any hidden fees or extra charges. This program offers loans for many needs, such as business, education, housing, and weddings, providing support to those who need it most. The application process is easy and requires a valid CNIC, two guarantors, and proof of where you live near an Akhuwat branch. With flexible repayment options, this scheme makes it easy to pay back the loan. Visit your nearest Akhuwat branch or apply online to take advantage of this helpful program today!
- Interest-Free Loans: Akhuwat Foundation provides interest-free loans to support low-income communities, promoting financial inclusion and empowerment.
Why Choose an Akhuwat Loan?
Akhuwat Foundation is a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) to support those in need. Unlike traditional banks, Akhuwat focuses on social welfare, not profit. Akhuwat offer loans for various purposes, such as business loan, education loan, and healthcare loan, with no hidden extra charges or processing fees. You can apply for this loan by visiting your nearest Akhuwat branch or by visting Akhuwat’s official website www.applyakhuwat.loan
Get an Akhuwat Loan Without Interest
One of the standout features of Akhuwat loans is that they are entirely interest-free. Based on the Islamic principle of Qarz-e-Hasna, Akhuwat promotes social solidarity by providing loans that help borrowers avoid the burden of interest payments.
How to Apply in Just Two Steps
To apply for a loan under the Akhuwat scheme, follow these simple steps:
- Visit the Akhuwat Foundation Website to learn more about the available loan options.
- Contact Akhuwat Directly: Reach out to understand the specific eligibility requirements.
Typically, Akhuwat provides loans to small business mens. To apply, gather necessary documents like your CNIC, proof of residence, and income statements (if applicable), along with any additional documents required by Akhuwat.
How will my Akhuwat loan be approved?
Once you have applied for the Akhuwat loan, You loan will be aproved in just 30 minutes. If your loan not aprroved in 30 minutes then you should call Akhuwat helpline number or visit Akhuwat official website applyakhuwat.loan. If your loan approved then your loan amount will be sent to your bank account within 30 minutes.
Is the Akhuwat Foundation real or fake?
Akhuwat Foundation is an actual loan scheme. It offers Business loans ranging from 5 Lakh to 5 Crore with loan terms of 5 to 10 years. Akhuwat Foundation is a subsidiary of HBL Bank and a reputable company with an Ehsas program guide rating of 5 out of 5 stars. It has been in business for 15 years and has a rating of A Better Business Bureau.
How much is the Akhuwat loan limit?
You can get a loan from Akhueat Foundation from 50000 to 1 Crore online without interest.
Akhuwat Penalty Policy
- No Late Payment Penalties
- We understand that unexpected events can impact your ability to make timely payments. Therefore, we do not impose any penalties for late payments. We are committed to working with you to find solutions for your financial situation.
- No Prepayment Penalties
If you pay off your loan early, then Akhuwat team will give you reward! Our loans have no extra fees for early payments, so you can save money on interest and clear your debt faster.
- Flexible Repayment Options
- Akhuwat Foundation offer flexible repayment options to meet your financial needs. Whether you need to adjust your payment schedule or extend your loan term, we are here to assist you without any penalties.
- No Fees and No Hidden Charges
- Akhuwat Foundation prioritize transparency and honesty in all our dealings. Our loan agreements come with no hidden charges, fees, or surprise costs. From the start, you will know exactly what to expect.
- Low Interest Rate
- Our loans are offered at a competitive interest rate of just 1%. This low rate helps you manage your repayments comfortably without undue financial strain.